The East Tennessee Housing Development Corporation is committed to helping home buyers own a home that is affordable.  We specialize in rehabilitation of existing housing, as well as purchasing lots for new construction.  We have funds to provide homeownership opportunities for families and individuals throughout Knoxville and Knox County.

Mentoring for Home Ownership

Not sure if you are able to buy a home? The first step is asking for our help. We will work with you to determine if you  already qualify to buy a home and identify assistance that is available. If you are not ready yet, we will help determine what steps you need to take and walk through the entire mortgage qualification process with you. We will educate you about buying and owning a home, and continue to work with you one on one on your pathway to Home ownership.  When you are ready, we will help identify a suitable home for our organization to purchase and rehab for you or a lot to build on.  We  continue to assist each buyer throughout the closing process and beyond.

Down Payment and Closing Cost Assistance:

We are able to assist our buyers with excellent financing packages that can help make monthly mortgage payments reasonable for families.  Through various State, City, Bank and Partner organizational programs, we have options for both down payment and closing cost assistance to make available to every new homebuyer. Assistance is based on both need and eligibility requirements.

Since 2011, ETHDC has secured or directly provided over $450,000  in down payment and closing cost assistance on behalf of our home buyers.