The East Tennessee Housing Development Corporation is committed to helping home buyers own a home that is affordable. We specialize in both new construction and rehabilitation of existing housing.
Mentoring for Home Ownership
Not sure if you are able to buy a home? The first step is asking for our help. We will work with you to determine if you already qualify to buy a home and identify assistance that is available. If you are not ready yet, we will help determine what steps you need to take and help you walk through the entire mortgage qualification process. We will educate you about buying and owning a home, and continue to work with you one on one on your pathway to Home ownership.
Newly Rehabilitated Homes
We can work with you to find a home anywhere in Knoxville that will meet your family’s needs. Our experienced group of professionals will rehabilitate the home for you to purchase.
New Construction
Depending on funding availability, we also build new homes. Every new home we build is designed with great architectural detail, quality construction, and is Energy Star certified to keep your home comfortable and save you money. We build homes that ensure those with mobility concerns will be able to visit or live in the home.
Down Payment and Closing Cost Assistance:
We are able to assist our buyers with excellent financing packages that can help make monthly mortgage payments reasonable for families. Through various City and Bank programs, we have options for both down payment and closing cost assistance. When purchasing one of our homes in a designated community, up to $29,000 may be available to qualified buyers.
We are currently serving home buyers throughout the City of Knoxville.
Qualifications:
Our homes are available to home buyers that have a steady source of income, good bill payment histories and fall within certain income guidelines, based on family size. Below is the current income guidelines for Knox County:
| Household Size | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
| Income at or below: | $37,350 | $42,650 | $48,000 | $53,300 | $57,600 | $61,850 | $66,100
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For more information and to see if you qualify, call our office at 865-281-3130 or email us at saundraswink@ethdc.org.
